# Terms & Conditions | PayItToday

Read the PayItToday terms and conditions for website use, service communications, and SMS messaging.

## Key terms

- Use accurate account and contact information.
- Availability, timing, and fees may vary by participating business, network, retailer, and workflow.
- Message frequency varies.
- Message and data rates may apply.
- Reply `STOP` to cancel SMS.
- Reply `HELP` for assistance.
- Carriers are not liable for delayed or undelivered messages.

## Sections

- Acceptance
- Service description
- User responsibilities
- Fees and availability
- Service communications
- SMS terms
- STOP and HELP instructions
- Changes and suspension
- Disclaimers and limitation of liability
- Contact information

## Canonical page

- [Terms and conditions](https://payittoday.com/terms-and-conditions)
- [Privacy policy](https://payittoday.com/privacy-policy)